10 Things to Try Before Taking Out a Student Loan

Sweet wall in West Hollywood, CA

The amount student loan debt is hovering over credit card debt in the US.

The commitment to massive amounts of debt was not an option for me. All I have to say is one needs a break in life to think and decide things for themselves. And we can!! Without much negative consequence in today's world.

1. Start a Kickstarter for something you care about

2. Start a blog. I’m sure there is something you know more about than me

3. Travel somewhere you've always wanted to go. Heck at least if you took a loan out for this you’d be 100% sure it was something you want to do.

4. Study something you are genuinely interested in. Books, videos, seminars, audios, whatever you like!

5. Take up an fitness class. I'd recommend Yoga. If it hasn't changed your life yet, it will.

6. Learn how to invest. You'll be way more ahead of most of your peers mentally and financially.

7. Get a job or internship in an industry you are interested in. You will make connections and learn about the needs of the industry.

8. Create something. Maybe sell it. You know Etsy and Shopify.

9. Write a book.

10. Do whatever you want for one year. Come on you've been in school for forever now. Take a break and explore the passions you have been suppressing.

Just start with one and see where it takes you.